UnAPIable
Stablecoin neobanks are becoming incredibly easy to build, and increasingly hard to tell apart. I wrote about what it takes to survive when everything you offer can be offered by someone else.
I’m Guillermo. If your team builds onchain financial products or navigates cross-border rails in Latin America, we’ve probably run in the same circles.
I’ve been working on the web since I was 13, doing SEO, software engineering, and getting involved in crypto.
Over the past decade, I co-founded a global payroll company, raised venture capital in the U.S., won an award from the Inter-American Development Bank for a local finance platform, and led some incredible growth and product experiments at UGLYCASH.
As of this update, 17 July 2026, I’m taking a vacation break, renovating my apartment (including getting Claude to code a home automation system), and most importantly, thinking and running experiments around new lines of business for remote workers, stablecoin use cases, and software distribution in the age when anyone can vibecode anything.
Stablecoin neobanks are becoming incredibly easy to build, and increasingly hard to tell apart. I wrote about what it takes to survive when everything you offer can be offered by someone else.
Email: g@guille.im. You can also reach me on LinkedIn or Twitter.